According to the NY Times, insurers have been taking advantage of climate-change fears to raise prices for flood insurance. Now that the presidential election has conclusively proved that the greenhouse effect is a Chinese hoax to make Americans
look stupid less productive, I think the Congress needs to move beyond minor defensive measures like abandoning the Paris accord, and move instead to aggressively defend Americans’ God-given right to build decadent structures in flood zones: Just as health insurers are now prohibited from inquiring about or taking account of “pre-existing conditions”, flood insurers need to be prohibited from taking account of (hoax) research about “post-existing” (future) climate conditions in determining flood insurance prices. Prices may be based only on past flood records.
This can be combined into a single consumer-rights bill with Mike Pence’s initiative to ban life insurance premiums that discriminate against tobacco users. As Pence wrote in 2000,
Time for a quick reality check. Despite the hysteria from the political class and the media, smoking doesn’t kill… Nine out of ten smokers do not contract lung cancer.
What’s all this hysteria for? Smoking is even safer than Russian Roulette. (Five out of six players don’t get shot!)